Here’s why it matters:
1. Trips are expensive, and things can fall apart
- Flights get canceled
- Weather shuts down airports
- A family emergency forces you to stay home
Without insurance, you usually eat the cost. With it, you can often get reimbursed.
2. Your health insurance may not work abroad
Many U.S. health plans offer little or no coverage outside the country. If you break a leg in another country or need emergency care, the bill can be enormous. Travel insurance can cover:
- Hospital visits
- Emergency medical treatment
- Medical evacuation (which can cost tens of thousands of dollars)
Lost or delayed luggage is more common than you think
Insurance can reimburse you for:
- Lost bags
- Stolen items
- Essentials you need to buy if your luggage is delayed
4. It protects you from the unexpected
Think:
- A sudden illness before your trip
- A strike affecting your airline
- A natural disaster at your destination
Travel insurance is basically a safety net for all the things you can’t plan for. – and No it is not refunded if not used.
